Apply Now! That’s not nothing. Home Credit Visa® Card A card designed for what matters to you Start shopping within seconds of approval with digital access to your card via the My Home Credit app. This card offers 6 months financing on eligible purchases of $299 or more, and zero liability protection on unauthorized charges. Even though it sounds like a convenient way to get access to cash, taking out a cash advance on your credit card is risky, expensive, and carries the potential for debt if you don't quickly repay the advance amount. Their 640+ credit score requirement is consistent with that of other store credit cards. If you want to request a paper copy of these disclosures you can call The Home Depot® Consumer Credit Card at and we will mail them to you at no charge. While you won't get any cash back or points on your saws, sanders, and shovels with the Home Depot card, it does provide cardholders with unique merchandise discounts on specific big-ticket and seasonal items, like a statement credit for 25% off your new snowblower just in time for the first snow. Unlike most store cards, the Home Depot Consumer Credit Card doesn’t actually offer a discount or cash back rewards. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Skip navigation Sign in. However, there are costs to taking a credit card cash advance and, in some cases, limits on … That’s not nothing. Review of the Consumer Credit Card from Home Depot. Before borrowing, please consider whether you will be able to repay any amount that you borrow. Reward Certificates are valid for 90 days from issue date. . on any single-receipt, in-store or online purchase or project purchase (product and labour) of $299 or more (including taxes) when you use your Home Depot ® … Home Depot Consumer Credit Card Unlike most store cards, the Home Depot Consumer Credit Card doesn’t actually offer a discount or cash back rewards. Cashback Credit Card Hotel Points Airline Mileage Other Rewards. Secure cash advance online, short-term loan, and installment loan request form. Even if you have available credit, if your cash advance line is "maxed out," you will not be able to get cash using the card at an ATM, or with a convenience check. Furthermore, anyone who is considering applying for a home mortgage should wait until they have closed on their loan before applying for a new credit card. Subject to credit approval. We can electronically provide you the To get these electronically your device must be capable of printing or storing web pages and/or PDFs and your browser must have 128-bit security. Disclaimer: Any of the trademarks, service marks, logos, names, collective marks, design rights or similar rights that are mentioned, used or cited on CashbackHolic.com are the property of their respective owners. A credit card cash advance is a withdrawal of cash from your credit card account. … Even though it sounds like a convenient way to get access to cash, taking out a cash advance on your credit card is risky, expensive, and carries the potential for debt if you don't quickly repay the advance amount. 3 Customers can choose to receive cash back redemptions as a direct deposit into their HSBC Bank USA, N.A. what do they do if i use my card to make purchases and then return it with the reciept.i want to get cash is that possible or do they give it back on the card or store credit.i never go to home depot but i could use the money Customers with continued credit difficulties should seek credit counseling. You can also get up to 3.0% discounted Home Depot gift card. All three Home Depot credit cards are store cards, meaning they can be used only at Home Depot. Discover’s range of cards also have a comparable cash advance APR. Credit card issuers offer cash advances a way to tap into your available credit for money you can spend for in-person transactions. 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